How Bank Holidays Affect Your Payout Timelines

Bank holidays in the United States can delay your payout timelines, even if you initiate a payment on a regular business day. Here's what you need to know to plan ahead.


When U.S. banks are closed due to a national holiday, payouts may be paused until the next business day. This means your funds might arrive later than usual, especially if your payout is scheduled near a holiday or over a long weekend.

For example, if you're expecting a payout to be deposited on Thursday, but Thursday is Thanksgiving Day, a U.S. bank holiday. In this case, your payout will be deposited on the next business day — typically the following Friday, unless it’s also a bank-observed day.

To view your estimated payout timeline, check your Payouts page in the dashboard.

Bank holidays in the United States

Date
Day
Holiday

Jan 1

Wednesday

New Year's Day

Jan 20

Monday

Martin Luther King Jr. Day

Feb 17

Monday

Presidents' Day

May 26

Monday

Memorial Day

Jun 19

Thursday

Juneteenth National Independence Day

Jul 4

Friday

Independence Day

Sep 1

Monday

Labor Day

Oct 13

Monday

Columbus Day

Nov 11

Tuesday

Veterans Day

Nov 27

Thursday

Thanksgiving Day

Dec 25

Thursday

Christmas Day

What should you expect?

  • Payments initiated just before or on a holiday may be delayed by 1 business day

  • Auto-pay and recurring payment rules will still trigger as scheduled, but the actual fund transfer won’t be completed until banks reopen

Best practices

  • Schedule critical payouts in advance of bank holidays

  • Use our payout tracking tools to monitor payment status

  • Communicate with your clients or vendors if you anticipate any delays due to a holiday

If you have specific questions or need help adjusting your payout schedule, reach out to our support team.

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