# Countries Supported

Alternative Payments currently supports partners in the **United States** and **Canada**.

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### United States

U.S.-based partners have access to the full Alternative Payments platform. Supported payment methods include:

* **ACH (bank transfer)** - Free for customers
* **Credit and debit cards** - Processing fees apply
* **Pay in Installments** - Flexible financing that lets customers pay invoices over time

All transactions are processed in **USD**.

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### Canada

Canadian partners operate entirely in **CAD**. Supported payment methods include:

* **Pre-Authorized Debit (PAD)** - The Canadian equivalent of ACH
* **Electronic Funds Transfer (EFT)**
* **Credit and debit cards**

The following features are **not** currently available for Canadian partners:

* Pay in Installments
* Buy Now, Pay Later (BNPL)
* Collections

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**Regional restriction:** Quebec is not currently supported due to additional provincial consumer protection and language requirements. Partners with customers in Quebec should contact their account executive for guidance.
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For more details on operating in Canada, see [Using Alternative Payments in Canada](https://help.alternativepayments.io/getting-started/using-alternative-payments-in-canada).

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### International Credit Card Processing

Alternative Payments supports processing transactions from major international credit cards. Partners based in the U.S. or Canada can accept credit card payments from customers located outside of North America, subject to standard processing fees.

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International credit card processing is limited to card payments only. ACH, PAD, EFT, and financing options are not available for international transactions.
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