> For the complete documentation index, see [llms.txt](https://help.alternativepayments.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.alternativepayments.io/payments-and-invoicing/bnpl-pay-in-installments/pay-in-installments-terms.md).

# Pay in Installments Terms

Alternative Payments offers the flexibility to pay an invoice over 30-150 days, with equal installment payments due each month until the invoice is paid in full.

{% hint style="warning" %}
**Availability:** Pay in Installments is currently available to US-based customers only.
{% endhint %}

\*\*\*

**Below is a breakdown of the duration options we offer, with the associated fees:**

| Term     | Fee  | Payments   |
| -------- | ---- | ---------- |
| 30 days  | 3.0% | 1 payment  |
| 60 days  | 4.0% | 2 payments |
| 90 days  | 5.0% | 3 payments |
| 120 days | 6.0% | 4 payments |
| 150 days | 7.0% | 5 payments |

Regardless of the terms selected, the first payment is not due until day 30 and repeats every 30 days until fully repaid. It's that simple!

{% hint style="info" %}
Learn more about Pay in Installments: [Pay in Installments Benefits](/payments-and-invoicing/bnpl-pay-in-installments/pay-in-installments-benefits.md)
{% endhint %}

**Love our platform?** Rate us on [Channel Program](https://channelprogram.com/v/alternativepayments) and check out our [Referral Program page](https://www.alternativepayments.io/referral-partners/)!


---

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