# Paying an Invoice in Installments

**Follow this step-by-step guide to pay any larger invoices over time using the Pay in Installments payment method.**

***

Interested in paying an invoice over time? Follow these steps to submit your request for approval by the Alternative Payments team. Please note that the following financials will be required for the review process:

* The last 12 months of bank statements
* Monthly or quarterly financials for the previous 2 years

  <div data-gb-custom-block data-tag="hint" data-style="warning" class="hint hint-warning"><p><strong>Availability</strong>: Pay in Installments is currently available for <strong>United States customers only</strong>.</p></div>

  If you do not see the option to Pay in Installments as a payment method, reach out to your vendor as they may not have this option available for their customers.

***

1. **Log In**\
   \
   Use your email to login to your vendor's customer dashboard

<figure><img src="/files/F1LfnAeLQ1du6QfJe9en" alt=""><figcaption></figcaption></figure>

2. **Select Pay Now**\
   \
   In the "Outstanding” invoices tab, locate the invoice you want to pay and select "Pay now”.

<figure><img src="/files/qUNGHa7EYwdnap2dyUP1" alt=""><figcaption></figcaption></figure>

3. **Select Pay in Installments**\
   \
   Choose your ACH payment method and select your preferred terms within the Pay in installments section. Click on the Pay in installments button to proceed with your financing request.

   <div data-gb-custom-block data-tag="hint" data-style="warning" class="hint hint-warning"><p><strong>Note:</strong> An installment fee is applied to the invoice that varies from 3%-7% depending on the net terms selected.</p></div>

<figure><img src="/files/xVQ2WlBx5rknyF6q0TdV" alt=""><figcaption></figcaption></figure>

4. **Confirm your business details**\
   \
   Review your company details and click on "Continue"

<figure><img src="/files/pgFBU0FEyL9hZDQf8xwG" alt=""><figcaption></figcaption></figure>

Review your company address and click on "Continue"

<figure><img src="/files/3tuCjjSPvle9eplKVX4G" alt=""><figcaption></figcaption></figure>

Review your name and role details, and click Continue.

<figure><img src="/files/4DfQDRBOaxdnpUx5YCBj" alt=""><figcaption></figcaption></figure>

5. **Accept the Terms**\
   \
   For Pay in Installment requests, you must read and accept the Alternative Payments Agreement. Select **Choose a payment method** once you are ready to proceed.

<figure><img src="/files/It7OSyeGIASfOegJKeuL" alt=""><figcaption></figcaption></figure>

6. **Submit the Request**\
   \
   Confirm your request details looks correct and proceed to submit the request.

<figure><img src="/files/LwScAlYtfT7NPAVFNJmi" alt=""><figcaption></figcaption></figure>

7. **Review Process**\
   \
   The Alternative team will reach out to you for financials once the request is submitted. Be prepared to provide the following:

* The last 12 months of bank statements
* Monthly or quarterly financials for the previous 2 years

<figure><img src="/files/TSLXN7RJeNPX05GinGE7" alt=""><figcaption></figcaption></figure>

**Love our platform?** Rate us on [Channel Program](https://channelprogram.com/v/alternativepayments) and check out our [Referral Program page](https://www.alternativepayments.io/referral-partners/)!


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://help.alternativepayments.io/end-customer-faqs/end-customer-faqs/paying-an-invoice-in-installments.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.